Impact of the Covid 19 Pandemic on The Profitability Of Islamic Banks In Indonesia

Azura Salsabilla, Allselia Riski Azhari, Rofiul Wahyudi, Dwi Santosa Pambudi, Riduwan Riduwan

Abstract


The impact of the spread of the Covid-19 virus is evenly distributed throughout the world, including Indonesia. Many sectors are affected, including the Islamic banking sector. This study aims to determine the impact of the COVID-19 pandemic on the level of profitability during the 2020 pandemic. The level of profitability is measured by the variables CAR, NPF, BOPO, FDR on ROA, ROE which are tested with multiple linear regression. The financial report data for the research period is sourced from the OJK and the quarterly reports of each bank. The findings of this study indicate that despite the ongoing COVID-19 pandemic, the profitability of Islamic banking is at a very healthy level.


Keywords


Covid-19;Islamic Commercial Banks; Profitability

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References

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