The Influence of Lifestyle and Financial Literacy on the Consumptive Behavior of Santriwan/Students at the Al-Luqmaniyyah Islamic Boarding School, Yogyakarta.

Inayatul Khoeriyah, Tina Sulitiyani

Abstract


Introduction: The development of the industrial revolution 4.0 has a big impact, especially regarding digitalization technology which is increasingly modern and will change a person's lifestyle, financial literacy and the consumer behavior of students . Consumptive behavior often occurs everywhere, one of which is at the Al-luqmaniyyah Salaf Islamic boarding school in Yogyakarta . Even though the Al-Luqmaniyyah Islamic boarding school is a Salaf Islamic boarding school, the majority of students come from students. So, the external environment has a very immediate influence and their lifestyle will also follow developments in modern times.  Design/Method: The technique used in collecting data is by distributing questionnaires. The questionnaire was distributed to all female students at the Al-Luqmaniyyah Islamic boarding school in Yogyakarta . Findings/Results: The results of this research conclude that lifestyle has a positive and significant influence on the consumer behavior of female students. Financial literacy has a positive and significant effect on the consumer behavior of female students. And lifestyle and financial literacy simultaneously have a positive and significant effect on the consumptive behavior of students at the Al-Luqmaniyyah Yogyakarta Islamic boarding school. Research Limitations/Implications: The limitation of this research is that the research measurements were only carried out based on the results of the questionnaire distributed by the researcher, where the results of the questionnaire depended on the respondent who answered this question or statement. Researchers do not know whether respondents have answered according to reality or not. Originality/Value: This research develops previous research which only examined each variable and several previous research results had a negative influence. In this research, all variables show a positive and significant influence.


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Publihser:
Universitas Ahmad Dahlan

Editorial Address:
Yogyakarta

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